Higher Education

The Big question after high school graduation, what is the rest of my life going to look like? What's next? I said next, not the rest of your life.  People change throughout life and so does everything about them. As well it should be, as long as you are saving and building a strong foundation, you will have more freedom to make changes in your life when you are ready to.


College is not the answer for everyone. Most people will not agree with this statement but everyone is entitled to their opinion. Plenty of college graduates are not working in the field that they went to school for. In contrast plenty of people who never went to college, are in the workforce working a job they love and making plenty of money while doing it.

Your decisions should be based on sound logic no matter what decisions you make. How are your decisions going to effect you? Short term?  Long term? How do you want to live your life?

  • First of all apply for financial aid through (FAFSA) Free Application for Federal Student Aid.
  • Furthermore stay on the computer, since you are on one anyway! Google "Grants".  As a result you will find there are many grants available to you. Ranging from being a certain hereditary to writing an essay. Also in the amount of awarded from a couple hundred dollars to a couple of thousand dollars. Above all there is no limit to the amount of grants that you can receive. Some examples are Pell Grants, Academic Competitiveness Grants, and National SMART Grants.
  • Another way to receive money you won't have to pay back is to apply for scholarships through civic organizations and religious institutions.
  • Make sure to apply and get accepted to more than one school. As a  result a bigger financial aid package and a larger bargaining chip when speaking with multiple universities fighting  for your money.
  • Finding a benefactor may be useful to some individuals who are willing and able to exchange service for college payments. Some examples include; AmeriCorps, Peace Corp, and ROTC.
  • Finally you may elect to study abroad and find the price of education could be cheaper in other parts of the world.
Student Loans:
  • Remember when taking out student loans that those loans have to be paid back. No matter how long it takes. I have heard so many horrifying stories about young adults still paying off student loans well into their forties!  Think about that for a minute, you graduate college at 22-23 years old and still paying on a student loan 15-20 years later!!  That my friend is insanity!
  • The more grant money you receive, the less student loans you have.
  • When you get student loans, use it only for school. There are many creative ways young adults use student loan money, and it is not in their best interest.

How about that. We are telling you these things because most people do not share or know about these options. So use this information for yourself and share it with your friends. It will make a difference.

These are just a few ideas that may help you answer some of life's more difficult questions.


Some people out there who know exactly what they want to do. Vocational schools and correspondence schools train students for a variety of skilled jobs. Including, but not limited to jobs as automotive technicians, medical assistants, hair stylists, interior designers, electronics technicians, paralegals, and truck drivers. Some schools even help students identify prospective employers and apply for jobs.

Vocational schools are for more hands on for people who know what they want to do and don't need to go through college to get there. Plenty of aptitude tests are out there to help you narrow down your path, to find out more and Take a Test today.



Opportunities, Opportunities, Opportunities, they are endless!

Finally, when you have chosen a career path it is time to work. Time to put your money where your mouth is and work for what is important to you. Your employer will hand you over some important tax documents like the W-4 or Withholding Allowance Certificate which tells the IRS how much taxes to take out of your paycheck. For a helpful allowance calculator Click Here.  Also an I-9 form or Employment Eligibility Verification Form which will prove your citizenship and right to work in the U.S.A.  For more information on the importance of this form Click Here. For the first time worker these forms can be overwhelming, but none to worry their are websites mentioned above that will help you along so that you can fill them out confidently and properly.