Time for ₵hange

Non $ense

17 out of 50 States in the United States offer or require a course in personal finance. To our company this is unacceptable! Saving Sense will show you how to accumulate savings. Now you will have the money saved to build your own personal financial house. Financial freedom, peace of mind, and a solid foundation for success are just around the corner. So why not start your first step towards financial freedom in the classrooms? Our company's mission is to make it mandatory for every high school in the United States to teach at least one semester of personal finance to seniors nationwide .

There are two ways to conquer and enslave a nation. One is by the sword. The other is by debt.

John Adams

So lets give these young adults a fighting chance!

Passing The Buck?

Not anymore!!!

A Closer Look: Greater Efforts Needed to Prepare Educators to Teach Personal Finance

  • Importance of Financial Literacy: 89% of teachers agree or strongly agree that students should take a financial literacy course or pass a test for high school graduation.
  • Current Teaching: Only 29% of teachers are teaching financial education in any way; in existing classes or special classes on finance topics. Fewer than 20% of teachers reported feeling “very competent” to teach any of the 6 personal finance topics surveyed.
  • Using State Standards: Nearly 64% of teachers feel not well qualified to use their state’s financial literacy standards. In fact, the study found no influence of state mandates on whether a teacher had taken a course in personal finance, taught a course, or felt competent to teach a course.
  • Teacher Education Faculty: Teacher education faculty felt no more competent to teach specific financial concepts than did K-12 teachers. Even more they were not familiar with state financial education standards. Learn More

    2016 Key Findings

    • Since 2014, two additional states include personal finance in their K-12 standards and require those standards to be taught.
    • While more states are implementing standards in personal finance, the number of states that require high school students to take a course in personal finance remains unchanged since 2014 – just 17 states.
    • Only 20 states require high school students to take a course in economics. That’s less than half the country and two fewer states than in 2014.
    • There has been no change in the number of states that require standardized testing of economic concepts, the number still remains at 16Learn More

Making $ense Yet?

Yes! I have felt financial freedom and it feels great!

  • Be prepared for the unexpected
  • Spend less than you earn
  • Make the money you have work for you


To fully participate in society today, financial literacy is critical.

-Annamaria Lusardi, Denit Trust Professor of Economics and Accountancy at the George Washington School of Business, and Academic Director of the GW Global Financial Literacy Excellence Center

Ready To Pay It Forward?

Become a Financial Freedom Fighter and help make this a reality for everyone! Time for a nation wide mandatory curriculum. Placing personal financial in the hands of every high school senior around the country!

  • Students exposed to mandated personal finance education exhibit meaningful improvements in credit outcomes. 3 years following the implementation of mandates in Georgia, Idaho, and Texas, severe delinquency rates for those students receiving the education declined by 2% in Georgia, 2% in Idaho, and 6% in Texas, and credit scores increased by 2%, 3%, and 5% respectively.
  • State financial curriculum mandates elevate the rates at which individuals save and accumulate wealth during their adult lives. Net-worth-to-earnings ratios of those exposed to mandates are more than 9% points higher than the ratios of those who were not exposed.
  • Students who have taken a class in personal finance are more likely to engage in financially responsible behaviors such as saving, budgeting, and investing: 93% of those who have taken a class save money vs. 84% of those who have not. 60% of those who have taken a class have a budget vs. 46% of those who have not. 32% of those who have taken a class have invested money vs. 17 % of those who have not. Learn More