Here we will show you how to stack your debt and eliminate it! There is no better feeling than not having to worry about paying bills, talk about freedom!
Credit Cards: I can not stress this enough. I speak from experience. I am sure you know plenty of older adults, that have thousands of dollars in credit card debt. The average American has $5,700 in credit card debt and the average American household has $16,050, at the end of 2016. Another staggering number is that 38.1% of all households carry some sort of credit card debt. Every year that number goes up. That number does not include any loans or any other expenses. Crazy, right?
Debt Elimination: Don't create it. Creating debt is the easiest thing you can do and the hardest thing to get out of. This will literally be a turning point in your life. If you start getting credit cards and loans you are in trouble. You know why? Most likely you don't have the money to pay the entire amount you purchased. So now starts the interest that is going to accumulate on your bill. Interest is calculated on the part of the purchases that you have not paid back. We are going to show you some examples of how this works, and how you will have paid way more than you think you did. Please refer to our webpage for an example. Learn More
There are many retirement vehicles that fall into this category. We will give you a few different types available to aid you in your retirement years.
The average working household has little to none retirement savings. When all households are included the average retirement account balance is $3,000 for all working-age households and $12,000 for near-retirement households. Based just on 401(k) accounts and IRA balances alone, 92% of working households do not meet retirement savings for their age and income. Even when counting their entire net worth, 65% will still fall short.
So much for the American Dream of retiring comfortably after a lifetime of hard work. Learn More
Roth IRA's, 401K, and many more, we will be filling you in on. The sooner you start the more you will have to retire on.